Regular interaction with clients is a consistent part of any counselling practice. With this in mind, you may face situations where your clients look to hold you responsible for injuries they deem to have received.
Professional Liability insurance protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a counsellor/psychotherapist.
Your Professional Liability Insurance also provides you with the following coverage:
Regulatory legal expense endorsement provides coverage for legal costs associated with having to appear at a disciplinary hearing with a regulatory body. In the event of a complaint or investigation, members are provided with superior legal representation and defence protection. Examples include complaints alleging professional misconduct, incompetence, or incapacity.
Coverage provides reimbursement to an insured members for defence costs associated with a case filed under the Criminal Code if the professional service was rendered in Canada and the member is found ‘not guilty’ of the criminal charge.